Offering benefits to your employees actually benefits you and your company. By offering benefits, you will attract and retain higher quality employees, and Affiliated Insurance can help you design an affordable, attractive benefit package regardless of the size of your business.
When employees think of benefits, Health Insurance is the first thing that comes to mind. Everyone understands the value of having coverage for Exams, Doctor’s Visits, Hospital Stays, Lab-work and Prescriptions. Employees that have health insurance will seek medical attention sooner than employees that don’t. As a result, employees with health insurance miss less work due to illness. We have dozens of plans available that will allow you to select the level of coverage you want to offer. And we’ll listen to what you want.
You don’t have to offer the most expensive plan to give your employees excellent coverage. You can offer lower cost health plans and package them with voluntary supplemental products so that your employee can get as much coverage as he wants. Most of these benefits are paid directly to the insured so that he can use it however he wishes.
Accident Insurance is an excellent way to supplement your health plan and is also a great policy to have if you don’t offer health insurance. These plans pay the insured if they are injured, which can be used to cover out-of-pocket medical cost or anything else the insured wants to use it for. Our plans have an outpatient physician’s rider which pays you $300 for any doctor’s visit. This benefit alone nearly covers the entire year’s premium.
The trend for health insurance deductibles is increasing. So one of the largest financial threats is hospitalization costs. Hospital Supplements pay you a specified amount when you are admitted to a hospital and a specified amount for each you are confined.
You can show that you are not only concerned not only with your employees, but also with their families. Employees want to ensure their families are not burdened with the cost if he/she should die. Individual life insurance can be expensive, but group life insurance is an affordable way to accomplish this.
We can also help you save money through our affiliation with Employee Solutions, Inc. (ESI). ESI can help manage your payroll and human resources and can help you save money on your worker’s comp policy. Contact us to learn more.