At Affiliated Insurance, we specialize in providing individual health insurance policies through Florida Blue, Florida’s Blue Cross and Blue Shield plan, one of the state’s largest health insurers. We can help you select a health plan that meets your family’s needs and your budget––and meets the requirements of the Affordable Care Act (Obamacare).
Back by more than 70 years of experience, Florida Blue offers comprehensive plans, multiple networks and an impressive record of service and stability.
Great Benefits and Flexible Rates!
Choose from several different health products that are available to you:
• figure out if you qualify for a premium tax credit through the marketplace
• determine the type of coverage you need, including access to physicians, facilities and pharmacies
• select a plan with deductible and copay/coinsurance levels that will benefit you most
• determine a monthly premium that works with your budget
BlueOptions PPO/EPO plans
Our largest network with over 36,000 doctors, 250 hospitals and all major retail pharmacy chains. Out-of-network coverage in or outside of Florida for most services; select pharmacies required for prescription drugs.
BlueCare HMO plans Large network with over 29,000 doctors, 231 hospitals and all major retail pharmacy chains. No coverage for out-of-network services or services outside of Florida, except in an emergency.
BlueSelect PPO/EPO plans
A smaller network with over 13,000 doctors, 79 hospitals and most major retail pharmacies chains except Walgreens. Out-of-network coverage in or outside of Florida for most services; select health care providers or suppliers required for prescription drugs, lab tests, home health services, durable medical equipment and medical supplies.
Available in select counties, the plan connects you with all your health care services through your primary care doctor, including referrals to specialists. Choice of CVS,Navarro and CliniSanitas pharmacies for prescription drugs in Florida. Urgent care or emergency services and prescriptions from CVS pharmacies are available anywhere, nationwide. Otherwise, no coverage for out-of-network services.
To find out if your doctor is in your plan network, see the provider directory at floridablue.com and click on “Find a Doctor & More”.
Adding dependents to your plan
If you wish to add dependents under the age of 19* to your Florida Blue health-only plan, Florida Blue, in accordance with the provisions of the Affordable Care Act, is required to ask you to demonstrate that you first have coverage for pediatric dental services. To get pediatric coverage you can:
Florida Blue offers members a broad range of services and programs that are not only convenient, but help save money on many health care needs.
Once you enroll in a Florida Blue plan and receive your member ID card, you can register your account online at floridablue.com. Everything you need to know about your health coverage is at your fingertips 24/7. From claims status and benefit details to finding doctors, health improvement tools, convenient bill pay options and ways to save money. You will have access to your health information whenever you need it. Your online account is also accessible from your smart phone or tablet.
Becoming a Florida Blue member means you can take advantage of all these extras:
We can help you find a Florida Blue plan specifically for you and your family. Email us at firstname.lastname@example.org or call us at (850) 477-5840 or (800) 451-7837.
If something were to happen to you––such as an accident or critical illness, do you have the protection you need for your health as well as your financial security?
Your health insurance works to pay for just that––your health. But out-of-pocket expenses and uncovered living costs can take a financial toll when you’re unable to work.
You may wish to consider one of these three affordable plans from USAble Life, which pay lump sum cash when you qualify with a covered incident:
Contact us for more information and your free rate quote!
* Pediatric Dental benefits end on the last day of the month of the member’s 19th birthday.
1 Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) and local Blue companies may receive payments from Blue365 vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to floridablue.com.
2As a courtesy, Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue, has entered into an arrangement with Health Dialog® to provide this service. Florida Blue has not certified or credentialed, and cannot guarantee or be held responsible for, the quality of services provided by this vendor. Please remember that all decisions pertaining to medical/clinical judgment should be made with your physician or other health care provider. Florida Blue and Health Dialog do not provide medical care or advice.
Policies have exclusions and limitations. For costs and complete details of coverage, contact your local insurance agent.
Networks are comprised of independent contracting health care providers.
USAble Life is the insurer and is solely responsible for the supplemental products: Accident, Critical Illness, and Hospital Indemnity. USAble Life is an independent company and operates separately from Florida Blue. USAble does not sell or service Florida Blue products.
Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. HMO coverage is offered by Health Options, Inc., DBA Florida Blue HMO, an affiliate of Blue Cross and Blue Shield of Florida. Dental and Life are offered by Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.